/* Public explainers, scoped separately from private account screens. */
.hb-marketing { --mk-bg: #fbfaf6; --mk-soft: #eff3ed; --mk-surface: #fff; --mk-ink: #233d32; --mk-muted: #54665d; --mk-accent: #087b59; --mk-line: #dce4da; background: var(--mk-bg); color: var(--mk-ink); }
[data-bs-theme="dark"] .hb-marketing { --mk-bg: #111a24; --mk-soft: #172631; --mk-surface: #1b2d37; --mk-ink: #edf4ef; --mk-muted: #b6c5c6; --mk-accent: #6edcb1; --mk-line: #33464c; }
.hb-marketing *, .hb-marketing *::before, .hb-marketing *::after { box-sizing: border-box; }
.marketing-wrap { width: min(1120px, calc(100% - 64px)); margin-inline: auto; }
.hb-marketing :is(h1,h2,h3) { color: var(--mk-ink); }
.hb-theme .hb-marketing h1 { font-size: clamp(2.45rem, 4.25vw, 3.9rem); font-weight: 700; line-height: 1.1; letter-spacing: -.045em; margin: 0 0 1.5rem; }
.hb-theme .hb-marketing h2 { font-size: clamp(1.65rem, 2.4vw, 2.15rem); font-weight: 650; line-height: 1.2; letter-spacing: -.025em; margin-bottom: 1.2rem; }
.hb-marketing h3 { font-size: 1.13rem; line-height: 1.4; font-weight: 650; }
.hb-marketing p { color: var(--mk-muted); line-height: 1.8; margin-bottom: 1.15rem; }
.hb-marketing a { color: var(--mk-accent); text-underline-offset: .2em; }
.hb-marketing a:focus-visible { outline: 3px solid var(--mk-accent); outline-offset: 4px; }
.hb-marketing .btn-primary { color: #fff; min-height: 48px; display: inline-flex; align-items: center; justify-content: center; gap: 1rem; padding: .75rem 1.2rem; }
.marketing-breadcrumb { display: flex; flex-wrap: wrap; gap: .6rem; padding-top: 1.4rem; font-size: .84rem; }
.marketing-breadcrumb a { min-height: 36px; display: inline-flex; align-items: center; }
.marketing-breadcrumb > span { align-self: center; color: var(--mk-muted); }
.marketing-hero { display: grid; grid-template-columns: 1.08fr 1fr; align-items: center; gap: 4rem; padding-block: 3.5rem 5rem; }
.marketing-hero > * { min-width: 0; }
.hb-marketing .marketing-eyebrow { color: var(--mk-accent); font-size: .74rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; line-height: 1.5; margin-bottom: 1.2rem; }
.hb-marketing .marketing-lead { font-size: 1.08rem; }
.marketing-actions { display: flex; align-items: center; flex-wrap: wrap; gap: .75rem 1.4rem; margin-top: 1.8rem; }
.marketing-link { display: inline-flex; align-items: center; gap: .65rem; min-height: 44px; font-size: .94rem; font-weight: 600; text-decoration: none; }
.marketing-link:hover { text-decoration: underline; }
.marketing-visual { margin: 0; padding: 14px 14px 0; border: 1px solid var(--mk-line); border-radius: 22px; background: var(--mk-soft); }
.marketing-visual img { display: block; width: 100%; height: auto; border-radius: 10px; }
.marketing-visual figcaption { font-size: .76rem; line-height: 1.6; text-align: center; padding: .85rem .2rem; color: var(--mk-muted); }
.marketing-summary { padding: 2rem; background: var(--mk-soft); border-radius: 22px; }
.hb-theme .hb-marketing .marketing-summary h2 { font-size: 1.25rem; }
.marketing-summary ol { list-style: none; padding: 0; margin: 0; }
.marketing-summary li { display: flex; gap: 1rem; padding: 1.1rem 0; border-top: 1px solid var(--mk-line); }
.marketing-summary li:last-child { padding-bottom: 0; }
.marketing-number { color: var(--mk-accent); font-weight: 700; font-size: .8rem; padding-top: .2rem; }
.marketing-summary h3 { margin: 0 0 .35rem; }
.marketing-summary p { margin: 0; font-size: .94rem; line-height: 1.7; }
.marketing-guide { border-block: 1px solid var(--mk-line); padding-block: 4rem; scroll-margin-top: 1rem; }
.marketing-guide-grid { display: grid; grid-template-columns: 240px minmax(0,1fr); gap: 5rem; }
.marketing-contents { align-self: start; position: sticky; top: 2rem; }
.marketing-contents ol { list-style: none; padding: 0; margin: 0 0 1rem; }
.marketing-contents li { border-bottom: 1px solid var(--mk-line); }
.marketing-contents li a { display: block; padding: .75rem 0; font-size: .9rem; line-height: 1.6; color: var(--mk-muted); text-decoration: none; }
.marketing-contents a:hover { color: var(--mk-accent); text-decoration: underline; }
.marketing-help { font-size: .88rem; display: inline-flex; align-items: center; min-height: 44px; gap: .4rem; }
.marketing-article section { padding-bottom: 2.7rem; margin-bottom: 2.7rem; border-bottom: 1px solid var(--mk-line); scroll-margin-top: 2rem; }
.marketing-article section:last-of-type { padding-bottom: 0; margin-bottom: 0; border: 0; }
.marketing-article :is(p,li) { font-size: 1rem; line-height: 1.85; }
.marketing-article li { margin-bottom: .45rem; color: var(--mk-muted); }
.marketing-example { margin-block: 1.5rem; border-left: 3px solid var(--mk-accent); padding: .3rem 0 .3rem 1.2rem; }
.marketing-example .marketing-eyebrow { margin-bottom: .4rem; }
.marketing-example p:last-child { margin-bottom: 0; color: var(--mk-ink); }
.marketing-calculation { margin-block: 1.6rem; padding: 1.5rem; background: var(--mk-soft); border-radius: 16px; }
.marketing-calculation figcaption { font-weight: 650; margin-bottom: 1.2rem; }
.marketing-calculation dl { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 1rem; margin-bottom: 1.3rem; }
.marketing-calculation dt { font-size: .8rem; color: var(--mk-muted); font-weight: 500; }
.marketing-calculation dd { margin: .3rem 0 0; font-size: 1.3rem; font-weight: 650; }
.marketing-calculation .marketing-formula { color: var(--mk-accent); font-weight: 650; font-size: 1.1rem; border-top: 1px solid var(--mk-line); padding-top: 1rem; }
.marketing-calculation p:last-child { font-size: .9rem; margin-bottom: 0; }
.marketing-article .marketing-source { font-size: .83rem; margin-block: 1.3rem; }
.marketing-source a { overflow-wrap: anywhere; }
.marketing-article .marketing-editorial { font-size: .81rem; margin: 2rem 0 0; padding-top: 1rem; border-top: 1px solid var(--mk-line); }
.marketing-related { padding-block: 4.5rem; }
.marketing-related > div { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 2rem; margin-top: 2rem; }
.marketing-related article { padding-top: 1.2rem; border-top: 1px solid var(--mk-line); }
.marketing-related h3 a { display: inline-block; text-decoration: none; }
.marketing-related h3 a:hover { text-decoration: underline; }
.marketing-related p { font-size: .92rem; margin-bottom: 0; }
.marketing-cta { background: var(--mk-soft); text-align: center; padding-block: 4rem; }
.marketing-cta p { max-width: 560px; margin-inline: auto; }
.marketing-cta .marketing-actions { justify-content: center; }
@media(max-width:991px) { .marketing-hero { gap: 2rem; }.marketing-guide-grid { grid-template-columns: 200px minmax(0,1fr); gap: 2.5rem; } }
@media(max-width:767px) {
    .marketing-wrap { width: calc(100% - 40px); }
    .marketing-hero { grid-template-columns: 1fr; padding-block: 2rem 3rem; gap: 2rem; }
    .marketing-summary { padding: 1.5rem; }
    .marketing-visual { max-width: 550px; justify-self: center; }
    .marketing-guide { padding-block: 2.5rem; }
    .marketing-guide-grid { grid-template-columns: 1fr; gap: 2.5rem; }
    .marketing-contents { position: static; }
    .marketing-contents ol { margin-bottom: .4rem; }
    .marketing-article section { padding-bottom: 2rem; margin-bottom: 2rem; }
    .marketing-related { padding-block: 3rem; }
    .marketing-related > div { grid-template-columns: 1fr; gap: 1.5rem; }
    .marketing-calculation { padding: 1.1rem; }
    .marketing-calculation dl { grid-template-columns: 1fr; gap: .75rem; }
    .marketing-calculation dl > div { display: flex; align-items: baseline; justify-content: space-between; gap: 1rem; }
    .marketing-calculation dd { flex-shrink: 0; }
    .marketing-cta { padding-block: 3rem; }
}